Job Opening: Consumer Credit Analyst

Position: Full-time, Consumer Credit Analyst
Location: Downtown Honolulu
Industry: Banking
Schedule: Monday through Friday from 8:00 AM to 5:00 PM
Pay: $22.50 per hour
Candidates must be in-state to apply and be considered

Benefits:

• Pay Cards, Direct Deposit & Weekly Pay
• Medical/Dental/Vision/Prescription (Note: Requires 20+ hours per week to qualify).
• Free Online Skill Classes, EAP, Discounts & many more  

The Consumer Credit Analyst is responsible for evaluating and making credit decisions on consumer loan products, with a primary focus on Home Equity Lines of Credit. This role involves analyzing financial statements, credit reports, and property documents to assess borrower eligibility while ensuring compliance with bank policies and lending regulations. The Consumer Credit Analyst works closely with branch staff, customers, and internal partners, providing clear and professional communication regarding lending decisions. The ideal candidate is detail-oriented, efficient in loan processing, and knowledgeable about consumer lending guidelines and regulations.

Job Duties:

• Evaluate and render credit decisions on consumer loan products, focusing on Home Equity Lines of Credit, while analyzing income, financial statements, credit reports, and property documents.
• Communicate lending decisions, requests, and inquiries clearly and courteously with branch staff, customers, and partners, ensuring compliance with Bank policies and lending regulations.
• Maintain productivity and service standards by processing applications efficiently, recommending process improvements, and meeting established timelines.
• Exercise lending authority within approved limits, ensuring sound decisions and escalating complex cases as needed.
• Stay updated on lending policies, guidelines, and federal regulations to ensure adherence to all requirements.

Job Requirements:

• Associate’s degree in business, finance, or related field, or equivalent work experience
• 1-2 years of experience in consumer lending or a financial institution
• Ability to operate Microsoft Office suite (Word, Outlook, Excel, OneNote, Teams)

Equal Opportunity Employer